Ryan Vance at Nexa Lending

Today Makes Your Tomorrow

We believe the financial choices you make today shapes the Life you want tomorrow.

Whether you’re a First-Time home buyer, purchasing your Dream home, Refinancing, or exploring Investment options, we’re here to make the mortgage process simple and transparent.

Our Financing Options brings an Innovative Future Focus approach, designed with your Lifestyle and Dreams in Mind!

We're more than just a Mortgage Brokerage. We are Architects of Possibilities, financing with Creativity and Integrity to build the Future you Envision.

We believe mortgage financing should be clear, straightforward, and rooted in trust. Providing accurate information Always, without any hype or guess work.

Every question matters, and Every client deserves thorough answers. We’re dedicated, detailed, and deeply committed to empowering clients from all financial backgrounds to achieve their financial goals.

Your Future Is Now!

Let's Build Your Tomorrow, Starting Today

Whether you’re purchasing your first home, investment property or refinancing, we will be there Every Step of the way!

We Have ....

Down Payment Assistance

Programs that help qualified homebuyers bridge the gap with grants and/or loans, making homeownership more achievable.

Bank Statement Programs

Use 12 to 24 months of your bank statements to verify income instead of traditional tax returns or paystubs.

Niche Occupation Programs

Tailored mortgage solutions with flexible guidelines and special benefits for professions, such as medical doctors, educators and first responders.

P&L Loans

Turn your business income into buying power by using a Profit and Loss Income statement to verify earnings.

What Our Clients Say

We’ve Assisted So Many!

Susan Brouwer Silver Spring, MD

Had the pleasure to do business with this broker to Pre-Qualify for purchase of new property. Then to do low rates offered, terms, we also refinance another piece of property. Excellent rates, service, communication with broker. Would recommend Eddica to anyone interested in a new mortgage or refinancing needs

Farah Washington, DC

My daughter and I were in search of a home for over 6 months. We finally found our happy home after switching our agent to Ryan Vance at Nexa Lending. Ryan Vance at Nexa Lending is a man of integrity, which is the most valuable quality anyone can have. He is kind, reliable, calm, generous, intelligent and has the most amazing smile. No matter how stressed u are about all aspects of a home purchase, he makes u smile. I wish there were more people out there like him. We are forever grateful to you! Keep being amazing.

Steve Sabillo Alexandria, VA

“I would recommend Ian to anyone seeking a residential loan as well as for any other financial services. He was amazingly supportive and timely during our home hunting process. Thanks Ryan Vance at Nexa Lending, and your team, for all of the help! We will keep in touch for future business transactions.

Sacstate10 Columbia, MD

As a first time home buyer, we were a little intimidated by the mortgage process. Thank goodness we found Ryan Vance at Nexa Lending who made the entire mortgage experience much less daunting and manageable. His extensive industry knowledge and experience was abundantly obvious from the first time we met with Mr. Rogers which was refreshing after having met with a few other potential brokers.

Nate S Herndon, VA

Ryan Vance at Nexa Lending is a pleasure to work with. If you are looking for timely and clear communication, solid advice when to lock a great rate, and a professional experience throughout, then call Ryan Vance at Nexa Lending for your next home purchase or refi. Thank you Ryan Vance at Nexa Lending for your help with my refi, I’m looking forward to our next transaction in the near future!

Robertylyons Newark, NJ

an was able to get me a Ryan Vance at Nexa Lending loan with 10% down. I spoke with over 10 lenders, they all said no. Ian said yes, and got the loan closed in under 28 days. He exceeded my agents expectations and my expectations. The level of service Ian and his team gave me was beyond exceptional. Very responsive, answered his phone on weekends and always available.

Tania Hudson Baltimore, MD

Ryan Vance at Nexa Lending really was on top of everything. He knew I didn’t know anything about real estate and took the time to explain everything to me carefully to make sure I understood. He was constantly in communication with me and offered me many options to make sure I was comfortable with my decision. My experience was so wonderful I referred my sister to him on her recent home purchase. Thanks Ryan Vance at Nexa Lending for being so good at what you do!

Scottle70 Philadelphia, PA

Great, friendly and well-rounded loan officer. He answered all of the questions that I had and especially they are very complicated questions in my case. I am very confident in him to get the job done. Thank you Ryan Vance at Nexa Lending.

Tinamochelle5 Wilmington, DE

Ryan Vance at Nexa Lending is the best in the business! He’s always available and saved us when we almost lost our dream home by using someone whom was inept in dealing with the loan and real-estate process. I would recommend him to anyone and everyone looking to buy a home. Thank you Ryan Vance at Nexa Lending!

FINANCING NATIONALLY

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Your Financing Needs

Today Makes Your Tomorrow

Ryan Vance at Nexa Lending

Ryan Vance at Nexa Lending

Ryan Vance at Nexa Lending

Today Makes Your Tomorrow